San Francisco, CA 94109 168 Bernard St

Rarely available duplex in coveted Nob/Russian Hill—California’s only neighborhood on Redfin’s 2025 list of hottest U.S. markets! This prime location offers unbeatable walkability to the crookedest Lombard St, North Beach, Chinatown, Financial District, Polk St, Marina & more. Enjoy endless dining, shopping, parks, entertainment, plus easy access to Muni, BART, & the iconic cable cars. This is REAL San Francisco living at its finest. Ideal for savvy investors, owner-occupants, or TIC partners. Unit #168 (Upper): Spacious 4BD/2BA leased to grad students at $6,200/mo, vacating 9/16/25. Unit #170 (Lower): Two-level 3BD/1BA rented M2M at $4,220/mo. Includes a bonus ground-floor living space (permitted) w/separate rear & side access—great for expansion, guest suite, or ADU. Owner occupied, will be delivered vacant. Bonus features: shared laundry, storage, cozy small backyard, & newly upgraded 400-amp electrical panel boosting safety, capacity, and long-term value. Excellent potential for fast-track condo conversion, rental income, or multi-gen living. Buyer to verify rooftop deck potential w/Golden Gate Bridge views & all development options with city.